Privacy Policy
Last Updated: February 2025
Welcome to LICCalc ("we", "our", "us"). Your privacy is extremely important to us. This Privacy Policy explains how we collect, use, and protect your information when you visit our website at liccalc.in.
1. Information We Collect
a) Information You Provide
When you use our calculators, you enter details such as age, sum assured, and policy term. This information is processed entirely in your browser/server session and is NEVER stored in any database or transmitted to any third party.
b) Contact Form Submissions
If you contact us via our contact form, we collect your name, email address, and message solely for the purpose of responding to your query.
c) Automatically Collected Data
Like most websites, we may collect standard log data including your IP address, browser type, referring URL, and pages visited. This data is used for website analytics and security purposes only.
2. How We Use Your Information
- To provide and improve our calculator services
- To respond to your contact form enquiries
- To analyse website traffic and improve user experience
- To detect and prevent fraudulent or malicious activity
3. Cookies
We use minimal cookies to enhance your experience. We may use third-party analytics tools (such as Google Analytics) that set their own cookies. These tools help us understand how visitors use our site. You can disable cookies in your browser settings, though some site features may not function correctly as a result.
4. Third-Party Services
We may use the following third-party services:
- Google Analytics: For website traffic analysis (subject to Google's Privacy Policy)
- Google Fonts: For typography (fonts are loaded from Google's servers)
LICCalc does not sell, rent, or trade your personal information with third parties for marketing purposes.
5. Data Security
We implement reasonable technical and organizational measures to protect the information you provide. However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security of your data.
6. Children's Privacy
Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us to have it removed.
7. Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date at the top of this page. We encourage you to review this policy periodically.
8. Contact
If you have any questions about this Privacy Policy, please contact us.