About LICCalc
Welcome to LICCalc — India's leading free online LIC premium calculator platform. We help millions of Indians make informed decisions about their life insurance by providing accurate, easy-to-use calculators for all major LIC plans.
Our Mission
Our mission is simple: to make LIC premium calculation accessible, transparent, and free for every Indian. We believe that financial literacy is the foundation of financial security, and understanding your insurance premium is the first step.
What We Offer
- Free premium calculators for 6+ major LIC plans
- Detailed articles and guides about each LIC plan
- Accurate calculations based on LIC's official tabular rate tables
- Mobile-responsive design accessible from any device
- No registration required — 100% free forever
Our Story
LICCalc was founded in 2023 by a team of insurance professionals and software developers who were frustrated by the lack of transparent, easy-to-use LIC premium calculators online. We spent months studying LIC's official rate tables and policy documents to build calculators that provide accurate estimates.
Today, LICCalc serves over 50,000 users each month — from first-time insurance buyers to seasoned LIC agents who use our platform as a quick-reference tool.
Why Trust Us?
- ✅ Premium rates sourced from official LIC documents (updated regularly)
- ✅ No selling or commissions — we are a purely informational platform
- ✅ Privacy-first: we don't collect or store any personal data
- ✅ Run by insurance enthusiasts with domain expertise
Disclaimer
LICCalc is an independent information website and is not affiliated with LIC of India. The premiums shown are indicative estimates for comparison purposes. Actual premium may vary based on age, medical history, underwriting decisions, and applicable taxes at the time of purchase. Always consult a licensed LIC agent or the official LIC website for binding quotes.
Contact Us
Have a question, suggestion, or found an error in our calculations? We'd love to hear from you at our Contact page.