Disclaimer
Last Updated: February 2025
1. Accuracy of Information
The premium calculations provided on LICCalc are indicative estimates based on publicly available LIC tabular rate tables and standard calculation methodology. While we strive for accuracy, the actual premium charged by LIC of India may differ based on:
- Your exact date of birth (vs. age nearest birthday)
- Applicable state-wise taxes or cess
- Underwriting decisions based on medical history
- Specific policy riders or add-ons selected
- Changes in LIC's premium rates (we may not update immediately)
- Occupation-based loadings
2. Not Financial Advice
The content on LICCalc, including all articles, guides, comparisons, and calculator results, is provided for informational purposes only. Nothing on this website constitutes professional financial, investment, tax, or legal advice. You should always consult a IRDAI-licensed insurance advisor or LIC agent before purchasing any insurance policy.
3. No Affiliation with LIC of India
LICCalc is an independent third-party website. "LIC", "Life Insurance Corporation", "Jeevan Anand", "Jeevan Umang", "Jeevan Lakshya", and other plan names are trademarks of LIC of India. We use these names descriptively for informational purposes only. For official information, please visit the official LIC website.
4. External Links
Our website may contain links to external websites. We are not responsible for the content, privacy practices, or accuracy of information on any third-party websites.
5. Limitation of Liability
LICCalc and its operators shall not be liable for any losses, damages, or decisions made based on the information or calculations provided on this website. Always verify all premiums and policy details directly with LIC of India or a licensed agent before making any financial commitments.
6. Contact
If you find any errors or outdated information on our website, please let us know. We are committed to providing the most accurate information possible.