🛡️ LIC Tech Term Calculator

Plan 854 — Online Pure Term Insurance Plan

ℹ️ Min SA: ₹50 Lakh | Age: 18–65 yrs | Term: 10–40 yrs | Pure risk cover, no maturity benefit

LIC Tech Term (Plan 854) — Complete Guide

LIC Tech Term (Plan 854) is LIC's first online pure term insurance plan. It offers high life cover at very affordable premiums, making it the most cost-effective way to protect your family financially. Unlike traditional LIC plans, there is no maturity benefit — it is pure risk coverage.

Why Choose LIC Tech Term?

High Cover: Minimum SA of ₹50 Lakh, no maximum limit
Affordable: Lowest premium among LIC plans for life coverage
Flexible: Level or increasing Sum Assured option
Online Plan: Apply and manage entirely online
GST Rate: 18% GST applies on term plans (unlike 4.5% for endowment)